Health insurance is confusing, there’s no way around it. As if managing multiple deductibles, premiums, and co-pays wasn’t complicated enough, families today are also struggling to keep track of their ongoing claims and payments for services already rendered. Simplee is an innovative expense management system that helps individuals and families keep track of how much they’re spending on medical expenses and hopefully saves them some dough in the process.
Before you can start saving money, of course, you’ll need to sign up for a Simplee account. Take a few minutes to link up all of your various healthcare accounts and add any insurance plan information to Simplee, and then head to your customized dashboard. Here, you’ll find the total dollar amount for all the healthcare services you’ve utilized in the current year, along with your total spending, insurance deductibles, doctors’ visits, and pharmacy transactions. If you have an HSA or an FSA account, this is also where you’ll see your current balance. Click on any medical bill to see a detailed list of charges and a breakdown of the services rendered. Simplee will post any important messages for you – such as updated bills or hospital notices – in a special section. Even better, the site will send you an alert when it finds calculation errors in the bills you’re being sent.
To view how this year’s medical expenses stack up to previous years, click to the Simplee pie chart. Here, you can visually see how the needs of everyone in your family have changed over time. Not only do these charts show you how many appointments each person has had, but they also point out how many appointments were “in network” and “out of network,” which is key when looking at the overall cost. Seeking out information and insight about medical bills has traditionally been difficult at best, however Simplee is an app that aims to take the shroud off of the complicated process of medical billing and prevent families from overpaying on erroneous hospital bills.
What we liked:
What we didn’t like:
Stephanie– thanks for this write-up! Just to clarify, we aren’t yet supporting HSA and FSA, but support will be coming very soon. And to address your security issue, all our systems are HIPAA-compliant and security is a key area of focus for us. We test and re-test our systems to make sure that our users’ data is as secure as can be.