October 26, 2012

MergePay – Silky Smooth Expense Tracking

Expense tracking can be one of the most tedious aspects of owning a small business, and yet it often seems unavoidable for anyone hoping to manage payments and maximize deductions. MergePay is a new web-application that provides individuals and entrepreneurs with a way to seamlessly track their expenses and manage their business bills online.

Sign up for MergePay for free while the application is still in beta. Enter your time zone, and then get started uploading all the bills you want to track with MergePay. To add a recurring bill, select an “app” from MergePay’s extensive list, then enter the amount, the frequency, and the date when the bill you’re managing is due each month. MergePay lets you choose whether you’d prefer to receive a notification three days before the bill’s due date or 24 hours before its due date, giving you plenty of time to cancel services before recurring payments go through. These notifications can be sent via email, SMS, or push notification.

Although many of MergePay’s most impressive features aren’t available while the web-application is still in beta, they will be available by the time MergePay goes fully live. When that happens, users will be able to forward their invoices to MergePay, take photos of their receipts with their iPhones, and use MergePay’s “1-Click Pay & Track” browser plug-in to automatically track any purchases they make online. By using the browser plug-in, MergePay users will also be able to pay for purchases online without manually typing in their credit card numbers.

Practical Uses:

  • Keep track of how much you’re paying for business apps each month
  • Make sure to pay all your bills on time
  • Maintain clear records of your business expenses
  • Find ways to reduce your monthly business budget

Insider Tips:

  • People can set up SMS notifications for recurring bills
  • Users can receive notifications 3 days or 24 hours before their bills are due
  • MergePay lets people choose from a number of popular business apps when setting up recurring bills
  • MergePay will send push notifications to its users’ phones

What we liked:

  • MergePay can help people cancel accounts they don’t need before the next billing cycle
  • Users can forward their bills to for automatic expense tracking
  • People who upgrade to Pro accounts get unlimited automatic imports through email and PayPal
  • The browser plug-in gives people a quick way to pay online

What we didn’t like:

  • The majority of MergePay’s most interesting features aren’t available while the app is still in beta


Company Info:

  • Launched: June 2012 (Beta)
  • Privately Held
  • Headquarters: Chiang Mai, Thailand
  • Founded by: Dawood Sangameshwari and Ian Borders
  • Web site:


  • Free in beta
  • MergePay Pro is $9/month

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