Toshl is a mobile expense-tracking tool that people can use to keep track of how much money they spend. Sure, you could track expenses with a notepad and paper or with an organized Excel spreadsheet, but using Toshl is a whole lot more fun. The application works on mobile phones – which means you can use it anywhere – and it offers far more security and privacy features than a notebook ever could.
Using Toshl requires zero training or effort, although you will want to download the Toshl application to your mobile phone to get full use out of the app. Each time you buy something new, click “New expense” and enter the amount. Toshl will also prompt you to add any relevant tags, enter a purchase date, and a description if needed. When you click “Save,” the purchase will be added your daily expense tracker. Toshl makes it easy to see how much money you’ve spent the in the past day or month right on the main screen, and you can use tags to quickly see how much of that monthly spending has gone towards coffee, gas, or any other commonly purchased item. Click on the shopping tag, for example, and you may find that an inordinate amount of money has been spent in that category during the past month. While Toshl can’t prevent you from spending money, it can open your eyes to what you’re spending money on.
For married couples, Toshl is especially useful. The application lets users send monthly reports to each other, which can help couples stay on the same page with future financial goals and budgeting plans. The application also lets people export their expenses in a number of different formats, and creates custom graphs for users who respond more to visual representations that dollars and cents figures.
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